Which type of insurance policy is often linked to a workplace?

Group life insurance is typically linked to a workplace as it is offered by employers to provide coverage for their employees. This type of policy is designed to cover a large group of individuals, usually at a lower cost per person compared to individual policies. Employers often pay part or all of the premiums, making it an attractive benefit for employees.

The coverage generally provides a basic level of life insurance, which can be a significant advantage for employees who may not otherwise have insurance. Additionally, group life insurance often does not require medical underwriting, meaning that all employees can usually be covered without the need for extensive health screenings, making it accessible to a diverse workforce.